This is something every parent should have for every child! It has spots for a picture, hair sample, finger prints and more! Give your children the protection they deserve with a Grow-up Plan from Gerber Life Insurance.
I know many of you are asking…should I get l child life insurance?
The easy answer is no. As you know, life insurance is usually purchased as a tool to pay for funeral expenses (or as a salary replacement in the case of an adult).
I know no one wants to think about it…but there is the unspoken possibility of illnesses developing late in childhood or in early adulthood that could prevent your child from being eligible for life insurance. Now many of you know that we have been dealing with some medical issues with my son…with that said he has a thyroid condition he was born with that will last his whole lifetime. This means as he reaches adulthood getting a life insurance and even health insurance will be very difficult for him…since he has a pre-existing condition. We also know that with this health condition he may have other complications later in life. So even if we are not getting life insurance because of the actual fear or coverage for funeral costs…it is important so that we can protect our son into adulthood to be able to purchase his own policies.
There is also the unspoken possibility of a fatality that could strike any family at any time. Most families do not have a sufficient emergency bank account to cover the costs in that instance and are left unable to cover funeral costs.
Finally…I have even heard that there are several policies out there that will either reimburse you if you out grow the child life insurance plan and don’t use it…OR there are several plans out there that will transfer a portion of the funds you have paid for throughout your child’s life towards your child’s college fund!
If you are interested in finding out more about child life insurance plans…I recommend checking out Gerber Child Life Insurance. I know SEVERAL people personally that use the Gerber plan and very happy with their policies. PLUS just for checking out their policy you will receive a FREE Safety Forensics Kit mailed completely free to your house with no obligations and no credit cards required!